Noirpay
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For you

Money that stays yours to know

Six things people do with money every month, and what changes when the balance can't be read off a block explorer.

ON THE EXPLORER
0
Salary, balance, positions or habits visible to anyone
Use cases

Same life, same money. Nothing on-chain says how much.

01

Get paid privately

You're paid in USDG: a salary, a retainer, a freelance invoice.

On a public wallet

Every payment lands in a public wallet. Anyone with your address can read your income to the cent, and when it arrives.

With Noirpay

Your handle receives each payment at a fresh address and shields it on arrival. Your income is yours to know.

STEALTH HANDLES · SHIELDED PAYROLL · INVOICING

02

Save and keep earning

You want to park money and not think about it.

On a public wallet

A private balance means a dead balance. Hide it and it stops earning.

With Noirpay

Your shielded balance is pooled into Robinhood Chain yield venues and credited per note. ~7% is the target, not a promise, and nothing shows on-chain.

PRIVATE YIELD · AUTO-SWEEP · VAULTS

03

Spend on a card

Groceries, flights, a coffee.

On a public wallet

Spending from a public wallet means an unshield step, a gas token, and a wallet address on the receipt.

With Noirpay

Visa or Mastercard, Apple Pay and Google Pay. The card settles straight from the shielded balance. Freeze or kill it in one tap.

CARD · PER-CARD LIMITS · KILL SWITCH

04

Pay rent, friends, subscriptions

Same amount, same day, every month.

On a public wallet

The easiest pattern to spot on a public chain. Your landlord's address, your habits, your cash flow.

With Noirpay

Recurring payments run inside the pool: a fresh stealth address each time, no repeating pattern. Escrow for the bigger ones.

PRIVATE RECURRING · STEALTH HANDLES · SHIELDED ESCROW

05

Invest in tokenized stocks

You buy a little every week.

On a public wallet

Every fill is public: the ticker, the size, the cost basis, the cadence. A brokerage statement anyone can read.

With Noirpay

Private DCA settles each buy into a fresh note. Positions stay hidden; dividends and splits still reach you.

PRIVATE DCA · SHIELDED STOCK TOKENS · CORPORATE ACTIONS

06

Prove it when you need to

An accountant, a landlord, a lender, a visa office.

On a public wallet

You hand over the whole wallet history, forever, or a screenshot nobody trusts.

With Noirpay

Give your accountant a viewing key scoped to the tax year. Give a lender a proof of funds that reveals nothing else. Both expire.

VIEWING KEYS · ZERO-KNOWLEDGE ATTESTATIONS · TAX EXPORT

In one line

It works like a bank account. It just doesn't publish your statement.

Open it with a passkey. Fund it through a licensed ramp. Everything after that happens inside a shielded pool, with screening at the edge and a viewing key only you can issue.

Get the account before the token

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