Noirpay
dApp access

Private money that still works

Noirpay is a self-custodial privacy neobank on Robinhood Chain. Your stablecoins and tokenized stocks stay invisible on-chain, and still earn yield, still spend on a card, still pass compliance.

One account, five jobs
SHIELD
BY THE NUMBERS
PREVIEW
0
Balances, positions or cost basis left on the explorer
Runs on
Robinhood Chain
USDG
Uniswap
Visa
Mastercard
Apple Pay
Google Pay
The problem

On Robinhood Chain, payroll-grade stablecoins and tokenized equities sit in the same address. A public wallet leaks what you earn, what you own and what you're worth, all at once

Every other privacy tool turns that money into dead capital the moment you hide it. No yield, no card, and nothing you can show a bank

Noirpay is an account, not a mixer

You open it like a neobank: a handle, a balance, a card, statements. Underneath is a note-based shielded pool secured by zero-knowledge proofs. Money comes in through licensed ramps or a bridge, gets screened at the edge, and lands as encrypted notes tied to your own spending key. From there it behaves like any bank account. Balances accrue yield, payments go out to stealth addresses, the card settles from shielded balance, and when you need to prove something you hand over a scoped, time-boxed viewing key instead of your whole history.

noirpayOVERVIEWSHIELDPAYCARDDISCLOSE@youPREVIEWSHIELDED BALANCE24,310.52USDG · VISIBLE ONLY TO YOU+4.71 TODAY· ~7% TARGET · CREDITED PER NOTE0 ON THE EXPLORERVAULTSSavingsYIELD ON · AUTO-SWEEPTradingSTOCK TOKENS · DCABusinessINVOICES INSpendingCARD BOUNDACTIVITYDECRYPTED IN YOUR BROWSERPayroll batch · 42 recipients1 TRANSACTION−38,900.00Yield creditPRO-RATA PER NOTE+4.71Card · coffeeSETTLED FROM BALANCE−4.20DCA fill · stock tokenFRESH NOTE+0.4120Invoice #0192 paidST:0X8A…F3C1+1,250.00Rent · recurringST:0X27…9B04−1,800.00CARD•••• •••• •••• ••••noirpaySETTLES FROM BALANCEVIEWING KEYSAccountantALL VAULTS · FY 202614dLenderSAVINGS · LAST 6 MONTHS30dREVOCABLE · EXPIRE ON THEIR OWNWHAT THE CHAIN SEES3PROOFS VERIFIED0AMOUNTS0ADDRESSES

Saturated on trading, empty on banking

830M

USD in stablecoins on Robinhood Chain

750M

USD of TVL across the chain

41

DEXs

30

Launchpads

0

Private accounts on the chain today

~7%

Yield a shielded balance keeps earning

One account that earns, spends, pays and proves, and never puts a balance on the explorer.

Explore the account

Money enters through licensed ramps or a bridge, is screened at the edge, and lands as encrypted notes only your spending key can open.

Plugs into the rails you already use, without showing anyone what runs through them

USDG
Tokenized stocks
Dividends and splits
A fresh note per fill
Encrypted memos
USDG
Tokenized stocks
Dividends and splits
A fresh note per fill
Encrypted memos
0

Links between your KYC record and your on-chain activity

Identity separation

KYC lives with the licensed ramp. It never touches what you do on-chain.

Gas, sponsored

A paymaster pays the gas. You never hold the chain's gas token.

Corporate actions, handled

Dividends and splits on tokenized stocks reach shielded holders without revealing who holds what.

Your keys, recoverable

Passkeys, hardware wallets and guardian recovery. A lost device isn't a lost account.